Hospo Cover
Get my quote
Insurance for hospitality, made simple

Specialist insurance forhospitality.

From public liability to contents, stock and machinery breakdown, we compare cover across a panel of insurers so your venue is looked after.

Get my quoteWhat's covered
Licensed Australian broker60-second submissionSame-day certificates

Quick Quote

60 seconds

What's your venue?

Pick your venue to get started.

No obligation. Subject to eligibility and underwriting.

  • 5.0on Google
  • 20+insurers compared for your venue
  • 19,000+Australians helped
Why Hospo Cover

We compare cover for your venue across a panel of insurers, arrange the policy, and answer the phone when it matters.

0+
Insurer panel
0s
Quote submission
0,000+
Australians helped
0+
Hospitality venue types
Who we cover

Whatever you run, we can help cover it.

From a single food truck to a multi-site venue group, across all kinds of hospitality.

Cafes covered by Hospo CoverCafes
Restaurants covered by Hospo CoverRestaurants
Bars covered by Hospo CoverBars
Pubs covered by Hospo CoverPubs
Breweries covered by Hospo CoverBreweries
Food Trucks covered by Hospo CoverFood Trucks
What can be included

One policy that keeps your doors open.

A hospitality pack can bring these covers together in one place, from public liability to your contents, stock and the gear your kitchen runs on. We help you pick what your venue actually needs.

Public Liability

Can cover claims if a customer, supplier or member of the public is injured, or their property is damaged, in connection with your venue.

Get a quote

Contents, Stock & Fit-out

Can cover your fit-out, furniture, equipment and stock against events like fire, storm, theft and accidental damage.

Get a quote

Machinery Breakdown

Can cover the kit your kitchen runs on — fridges, cool rooms, coffee machines and cooking equipment — if it breaks down.

Get a quote

Glass

Can cover shopfronts, windows, display cabinets and mirrors, which take a beating in a busy venue.

Get a quote

Money

Can cover cash and takings on the premises, in transit or in a safe after an insured event.

Get a quote

Business Interruption

Can help replace lost income and cover ongoing costs if an insured event forces you to close or trade at reduced capacity.

Get a quote

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

Venues

Cover built for your venue.

See all venues
Cafes

Cover for burns, slips, coffee machines and shopfront glass.

Restaurants

Cover for kitchen fires, food safety and a costly fit-out.

Bars

Cover for late nights, liquor risk, glassware and takings.

Pubs

Cover for big crowds, the kitchen, gaming and rooms upstairs.

Food Trucks

Public liability for markets, plus gas, gear and stock cover.

Breweries

Cover for brewing plant, stock spoilage, product and the taproom.

How it works

Three steps. One enquiry.

You tell us about your venue; we do the comparing, the paperwork and the chasing. That's the whole point.

01

Tell us about your venue

Pick your venue type, the cover you're after and your details. About 60 seconds, no paperwork.

02

We compare

Our licensed brokers review your venue and compare options across a panel of insurers.

03

You're covered

We place your cover with flexible monthly or fortnightly payments, and your policy documents and certificate of currency arrive by email.

Why our customers love us

Rated 5.0 on Google· 250+ reviews

Reviews are for Stonewell Insurance, the business behind Hospo Cover.

Such a simple process to get comprehensive cover. They had great knowledge of the hospitality industry and the relevant requirements for our business. Lachlan kept in touch through the whole setup and no request was too difficult. I thoroughly recommend.
Laura Jenkins
Hospitality specialists
Google review
Awesome experience. George went above and beyond to secure my insurance at a great price. Communication was excellent, I was kept informed every step of the way, and had a direct number if I needed anything, which is rare these days.
Shout Piano Bar
Great price
Google review
I phoned Stonewell looking for public liability insurance after Sam was recommended to me. He understood exactly what I needed and had a quote done within minutes. A painless process, fabulous customer service.
Marylee Monteath
Public liability
Google review
Bailey was fantastic and expedited the whole process to meet deadlines in getting a certificate of currency and comprehensive business insurance. Multiple quotes with detailed information, and he was just a phone call away when we had questions.
Amal Sharma
Certificate of currency
Google review
Patrick was prompt in responding to my request and had insurance and public liability quotes sorted within the day.
Shadie Flefil
Fast quotes
Google review
Absolutely excellent company to deal with. Darren massively reduced the cost of my cover and got it done fast. Would recommend Stonewell to anyone needing insurance or looking at better options.
Cameron North
Lower cost, fast
Google review
FAQ

Common questions.

Can't see your question?

Speak with our team on 1300 080 323.

What is hospitality insurance?
It's a package of covers arranged around the way a hospitality venue actually operates. It usually starts with public liability, then adds the covers that matter for food and drink businesses — contents, stock and fit-out, glass, machinery breakdown, money and business interruption. We tailor the mix to your venue rather than selling one product.
What type of venues do you cover?
Cafes, coffee shops, restaurants, fine dining, bars, cocktail bars, pubs, breweries, beer gardens, night clubs, fast food and takeaway, pizza shops, food trucks, bakeries, cake shops and caterers. If you serve food or drink, we can almost certainly help — pick the closest match on the quote form, or choose 'Other'.
Why do hospitality businesses need public liability?
Venues have the public on-site all day: slips and spills, allergic reactions, damage to a customer's property. Public liability can respond if your business is found liable for injury or damage to someone else. Many landlords, shopping centres, councils and event organisers also require a certificate of currency before you can trade.
Can you cover my fridges, cool rooms and coffee machine?
Yes. Machinery breakdown can cover the equipment a kitchen and bar rely on — refrigeration, cool rooms, coffee machines and cooking equipment — if it breaks down, and spoiled stock cover can often be added for the food you lose when refrigeration fails.
How quickly can I get a certificate of currency?
Fast. Tell us about your venue in about 60 seconds, we confirm your details, and once cover is bound your certificate of currency is issued during business hours — often the same day, so a lease or event booking isn't held up.
Do you offer flexible payment options?
Yes. Where the insurer allows it we can arrange premium funding so you can pay monthly or fortnightly instead of one annual lump sum, which helps smooth out cash flow across the seasons.
How much does hospitality insurance cost?
There's no single price. Premiums depend on your venue type, turnover, location, hours, whether you have a liquor licence, your fit-out value and your claims history. That's why we compare options across a panel of insurers for your venue rather than quoting one product.
Are you an insurer?
Hospo Cover is a brand of Stonewell Insurance, a licensed Australian insurance business. That means we work for you, not one insurer. We compare cover across a panel of insurers, arrange the right package for your venue, and advocate for you at claim time.
Get in touch

Let's get your venue covered.

Sixty seconds of your time, then our licensed brokers take it from there, comparing options for your venue and coming back to you. Talk to a real broker, not a call centre.

Get my quote 1300 080 323